Baby


Baby Step 1: spaar duizend euro voor noodgevallen.
Baby Step 2: los fanatiek al je schulden af (behalve je hypotheek)
Baby Step 3: leg een noodfonds aan van drie tot zes keer je maandelijkse kosten. (perfect gewoonte voor huwelijk, huiskopen na deze stap)
Baby Step 4: investeer 15 procent van je inkomen voor je pensionen. €100 per maand. 
Baby Step 5: spaar voor de studie van je kinderen. €2000 per jaar. 
Baby Step 6: los je hypotheek vervroegd af. 
Baby Step 7: bouw je rijkdom uit en wees gul. 

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